SMARTFINANCIAL INC.
SMBK · XNYSCIK 1038773fmd_0H8D86RT68KA5AS1TXXZG5TS4ZFinance, Insurance and Real Estate · National Commercial BanksTemplate: Financials
Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods
| Line item | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total revenues | 42 | 51 | 83 | 99 | 116 | 137 | 165 | 152 | 172 | 200 |
| Total interest income | 43 | 52 | 92 | 108 | 118 | 125 | 159 | 218 | 251 | 286 |
| Investment banking revenue | – | – | – | 1 | 2 | 2 | 4 | 5 | 6 | 7 |
| Net interest income | 38 | 46 | 77 | 84 | 101 | 113 | 138 | 130 | 137 | 166 |
| Provision for credit losses | 1 | 1 | 3 | 3 | 9 | 2 | 4 | 3 | 5 | 8 |
| Realized investment gains (losses) | – | 0 | 0 | – | – | – | – | – | – | – |
| Net interest income after provision | 37 | 46 | 74 | 81 | 92 | 112 | 133 | 127 | 132 | 158 |
| Non-interest income | 4 | 5 | 7 | 15 | 15 | 24 | 28 | 22 | 34 | 34 |
| Compensation and benefits | 18 | 21 | 31 | 37 | 43 | 52 | 63 | 66 | 72 | 78 |
| Non-interest expense | 32 | 39 | 59 | 63 | 77 | 91 | 106 | 113 | 121 | 131 |
| Interest expense | 4 | 6 | 16 | 25 | 17 | 12 | 21 | 88 | 114 | 120 |
| Income before taxes | 9 | 11 | 21 | 33 | 31 | 44 | 55 | 36 | 45 | 62 |
| Income tax expense | 3 | 6 | 3 | 7 | 7 | 10 | 12 | 8 | 9 | 11 |
| Net income from continuing operations | 6 | 5 | 18 | 27 | 24 | 35 | 43 | 29 | 36 | 50 |
| Net income | 6 | 5 | 18 | 27 | 24 | 35 | 43 | 29 | 36 | 50 |
| Net income to common shareholders | 5 | 5 | 18 | 27 | 24 | 35 | 43 | 29 | 36 | 50 |