SOUTHERN MISSOURI BANCORP, INC.

SMBC · XNAS

CIK 916907fmd_091FAXJGF4XJ2X7JZBQ364MAB6Finance, Insurance and Real Estate · Savings Institutions, Not Federally CharteredTemplate: Financials

Coverage: Jul 01, 2009 to Sep 30, 2026, 66 periods

Income Statement · Annual · Millions · USD
Line item	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Total interest income	61	77	97	107	109	117	176	248	277	289
Total revenues	62	75	86	95	113	125	153	164	183	201
Investment banking revenue	–	–	–	–	–	2	2	3	3	4
Rental revenue	–	–	–	–	–	–	–	0	0	1
Net interest income	51	62	73	80	93	104	127	139	155	173
Provision for credit losses	2	3	2	6	(1)	1	17	4	7	11
Commissions and fees	–	–	–	–	–	1	1	1	1	1
Net interest income after provision	49	59	71	74	94	102	110	136	148	161
Non-interest income	11	12	13	15	20	21	26	25	28	28
Compensation and benefits	19	23	26	29	31	36	47	53	56	55
Non-interest expense	38	43	48	54	54	63	86	98	102	102
Interest expense	10	15	25	27	17	13	50	109	123	116
Income before taxes	–	–	–	–	–	60	49	63	74	87
Income tax expense	6	8	7	7	13	13	10	13	15	15
Net income from continuing operations	–	–	–	–	–	47	39	50	59	72
Net income	16	21	29	28	47	47	39	50	59	72
Net income to common shareholders	16	21	–	–	–	–	–	–	–	–