PROVIDENT FINANCIAL HOLDINGS INC

PROV · XNAS

CIK 1010470fmd_0DBD8H568FC6T9SF144NCEJ8HCFinance, Insurance and Real Estate · Savings Institution, Federally CharteredTemplate: Financials

Coverage: Jul 01, 2009 to Sep 30, 2026, 66 periods

Income Statement · Annual · Millions · USD
Line item	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Total interest income	42	43	44	42	35	35	46	55	57	56
Total revenues	67	58	51	41	35	36	41	39	39	40
Net interest income	36	36	38	36	31	32	37	35	35	36
Provision for credit losses	1	(1)	0	(1)	1	2	0	(0)	(1)	(1)
Net interest income after provision	37	37	39	35	31	34	37	35	36	37
Non-interest income	31	22	13	5	5	5	4	4	4	4
Gain on sale of real estate	(1)	(0)	(0)	–	–	–	–	–	–	–
Compensation and benefits	42	35	30	19	15	16	18	18	19	19
Total operating expenses	12	13	10	–	–	–	–	–	–	–
Non-interest expense	59	53	45	29	26	26	28	29	31	31
Interest expense	7	6	6	6	5	3	9	20	21	20
Income before taxes	–	6	6	11	10	13	12	10	9	10
Income tax expense	4	3	2	3	3	4	4	3	3	3
Net income from continuing operations	–	2	4	8	8	9	9	7	6	7
Net income	5	2	4	8	8	9	9	7	6	7