OLD SECOND BANCORP INC

OSBC · XNAS

CIK 357173fmd_1NHTJ88GQSPFCYHMDDX726E87JFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2010 to Sep 30, 2026, 66 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	73	88	108	116	104	105	216	292	298	355
Total revenues	92	105	122	133	129	136	249	286	285	339
Net interest income	63	75	91	97	92	97	206	252	242	293
Provision for credit losses	1	2	1	2	10	4	7	17	13	28
Realized investment gains (losses)	(2)	0	0	5	(0)	0	(1)	(4)	–	0
Net interest income after provision	63	73	90	95	81	92	200	235	229	265
Non-interest income	29	30	31	36	37	39	43	34	44	46
Compensation and benefits	36	40	44	47	50	58	87	89	98	125
Non-interest expense	67	69	77	79	81	104	151	145	160	204
Interest expense	10	13	17	19	12	8	10	40	56	62
Income before taxes	25	34	44	52	37	28	92	124	113	108
Income tax expense	9	19	10	12	10	8	24	33	28	27
Net income from continuing operations	16	15	34	39	28	20	67	92	85	80
Net income	16	15	34	39	28	20	67	92	85	80
Net income to common shareholders	16	15	34	39	28	20	67	92	85	80