OFG BANCORP

OFG · XNYS

CIK 1030469fmd_1X890A1RB84138FH890XMZ0PXBFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	357	346	360	374	473	449	516	649	750	781
Total revenues	366	383	396	0	0	0	0	0	712	731
Investment banking revenue	0	0	0	0	0	–	–	–	–	–
Net interest income	299	304	316	323	408	407	482	561	588	608
Commissions and fees	74	69	–	–	–	–	–	–	–	–
Provision for credit losses	65	113	56	97	93	0	24	61	82	108
Net interest income after provision	234	191	260	226	316	407	458	500	506	501
Asset management and advisory fees	27	26	–	–	–	–	–	–	–	–
Non-interest income	67	79	80	82	124	133	132	128	123	123
Compensation and benefits	77	80	77	83	133	133	143	156	160	162
Non-interest expense	216	202	207	233	345	326	346	363	376	390
Interest expense	57	41	45	51	65	42	33	88	162	172
Income before taxes	85	68	133	75	95	215	244	265	254	234
Income tax expense	26	15	48	21	20	68	78	83	56	29
Net income from continuing operations	59	53	84	54	74	146	166	182	198	205
Net income	59	53	84	54	74	146	166	182	198	205
Net income to common shareholders	45	39	72	47	68	145	166	182	198	205