NICOLET BANKSHARES INC

NIC · XNYS

CIK 1174850fmd_1PSY5XHAPN022P5KJ7MWZ2EW3YFinance, Insurance and Real Estate · National Commercial BanksTemplate: Financials

Coverage: Jan 01, 2012 to Sep 30, 2026, 59 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	75	109	126	139	149	172	274	383	438	471
Total revenues	95	133	146	169	192	225	298	277	350	392
Net interest income	68	99	107	116	129	158	240	242	268	306
Commissions and fees	4	6	–	–	–	–	–	–	–	–
Provision for credit losses	2	2	2	1	10	15	12	5	4	4
Realized investment gains (losses)	0	0	0	–	–	–	–	–	–	–
Net interest income after provision	66	96	105	115	119	143	228	237	264	302
Non-interest income	27	35	40	53	63	67	58	36	82	86
Compensation and benefits	34	44	49	54	57	71	89	99	108	115
Non-interest expense	65	81	90	97	101	129	161	186	191	201
Interest expense	7	11	19	23	20	14	34	141	170	164
Income before taxes	28	50	55	71	81	81	126	87	155	187
Income tax expense	9	16	13	16	20	20	31	25	31	36
Net income from continuing operations	19	33	41	55	60	61	94	62	124	151
Net income	18	33	41	55	60	61	94	62	124	151
Net income to common shareholders	18	33	41	–	–	–	–	–	–	–