MVB FINANCIAL CORP

MVBF · XNAS

CIK 1277902fmd_173BDFGMHDMYP0AMDB4ZANSFZ7Finance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2010 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	54	57	70	82	80	83	126	190	186	175
Total revenues	2	2	2	3	161	133	139	143	152	168
Net interest income	43	44	52	59	69	77	112	123	109	107
Trading and principal transactions revenue	–	–	–	–	–	–	–	–	–	–
Provision for credit losses	4	2	2	2	17	(6)	14	–	–	–
Realized investment gains (losses)	(0)	(0)	(0)	(0)	(0)	(0)	–	–	–	–
Net interest income after provision	39	42	50	58	52	83	98	125	106	99
Non-interest income	43	41	39	65	92	56	28	20	43	60
Compensation and benefits	45	44	46	56	62	53	63	63	68	71
Total operating expenses	84	85	–	–	–	–	–	–	–	–
Non-interest expense	69	71	73	87	97	92	110	118	122	122
Interest expense	11	12	18	23	12	6	14	67	77	68
Income before taxes	13	12	15	35	47	47	15	27	26	37
Income tax expense	4	5	3	8	10	10	3	5	6	10
Net income from continuing operations	9	8	12	27	37	38	12	22	20	27
Net income	13	8	12	27	37	39	15	31	20	27
Net income to common shareholders	12	7	12	27	37	39	15	31	20	27