FinVolution Group

FINV · XNYS

CIK 1691445fmd_1MB2T0MX3NJ8JH8G16F0N6W08ZFinance, Insurance and Real Estate · Loan BrokersTemplate: Financials

Coverage: Jan 01, 2015 to Dec 31, 2025, 11 periods

Income Statement · Annual · Millions · CNY
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total revenues	1,209	3,896	4,219	5,963	7,563	9,470	11,134	13	13	13,569
Net interest income	42	31	256	1,107	1,113	1,216	1,174	1,049	854	1,336
Commissions and fees	911	2,843	–	–	–	–	–	–	–	–
Provision for credit losses	35	16	60	236	463	374	416	587	320	638
Realized investment gains (losses)	–	–	–	–	–	–	(7)	(1)	8	(29)
Net interest income after provision	7	31	256	1,107	1,113	1,216	1,174	1,049	534	699
Research and development	–	165	318	391	370	435	491	511	497	537
Selling, general and administrative	591	1,212	1,094	1,156	944	2,102	2,087	2,277	2,428	2,643
Total operating expenses	979	2,398	2,697	3,316	5,256	6,856	8,619	10,164	10,531	10,656
Interest expense	18	16	60	236	228	74	146	53	19	28
Other non-operating income (expense)	14	37	148	136	116	122	221	395	310	217
Income before taxes	550	1,358	2,621	2,856	2,424	2,736	2,736	2,779	2,845	3,101
Income tax expense	48	275	151	482	455	241	455	395	457	556
Net income from continuing operations	501	1,083	2,469	2,375	1,969	2,495	2,281	2,383	2,388	2,545
Net income	501	1,083	2,469	2,373	1,973	2,509	2,266	2,341	2,383	2,542
Net income to common shareholders	(61)	(1,990)	2,469	2,373	1,973	2,509	2,266	2,341	2,383	2,542