First Guaranty Bancshares, Inc.

FGBI · XNAS

CIK 1408534fmd_1ZXE65PYPA82V382AT6SXF2VQBFinance, Insurance and Real Estate · Savings Institution, Federally CharteredTemplate: Financials

Coverage: Jan 01, 2009 to Jun 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	59	68	78	92	101	112	137	183	222	213
Total revenues	58	61	62	70	98	100	111	95	113	95
Net interest income	48	53	57	62	75	90	100	85	88	87
Commissions and fees	2	3	–	–	–	–	–	–	–	–
Provision for credit losses	4	4	1	5	15	2	4	4	20	82
Realized investment gains (losses)	4	1	(2)	(0)	15	1	(0)	0	0	–
Net interest income after provision	45	49	56	57	60	88	96	81	68	5
Non-interest income	9	8	5	8	24	11	11	11	25	8
Taxes other than income taxes	1	1	1	1	1	2	2	2	2	2
Compensation and benefits	17	20	23	25	30	32	37	40	38	30
Impairment of real estate	–	–	–	–	–	–	–	–	–	0
Non-interest expense	33	39	43	47	58	64	71	80	77	82
Operating income	–	–	–	–	–	–	–	–	–	(46)
Interest expense	10	14	21	30	26	22	37	98	133	126
Income before taxes	21	19	18	18	26	34	36	12	16	(69)
Income tax expense	7	7	3	4	5	7	8	3	4	(13)
Net income from continuing operations	14	12	14	14	20	27	29	9	12	(56)
Net income	14	12	14	14	20	27	29	9	12	(56)
Net income to common shareholders	14	12	–	14	20	26	27	7	10	(58)