CHOICEONE FINANCIAL SERVICES INC

COFS · XNAS

CIK 803164fmd_1CJW99KVDRBW1VRT996EZNYBMJFinance, Insurance and Real Estate · State Commercial BanksTemplate: Financials

Coverage: Jan 01, 2009 to Sep 30, 2026, 67 periods

Income Statement · Annual · Millions · USD
Line item	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Total interest income	20	22	25	32	56	65	75	99	121	203
Total revenues	27	28	29	37	74	80	89	114	139	228
Net interest income	19	21	22	28	51	61	67	66	74	137
Provision for credit losses	–	0	0	0	4	0	0	0	1	15
Net interest income after provision	19	20	22	28	47	60	67	66	74	122
Non-interest income	8	8	7	9	23	19	14	15	18	25
Compensation and benefits	10	10	11	14	27	29	30	32	33	53
Non-interest expense	19	19	20	28	51	53	53	55	59	113
Interest expense	1	1	2	5	5	4	8	33	47	66
Income before taxes	8	9	8	8	19	26	28	26	33	34
Income tax expense	2	2	1	1	3	4	4	4	6	6
Net income from continuing operations	6	6	7	7	16	22	24	21	27	28
Net income	6	6	7	7	16	22	24	21	27	28
Net income to common shareholders	6	6	7	7	16	22	24	21	27	28