Affirm Holdings, Inc.

AFRM · XNAS

CIK 1820953fmd_0JMKA41NBM982Y6KQNZ8N9TAPQFinance, Insurance and Real Estate · Personal Credit InstitutionsTemplate: Financials

Coverage: Jul 01, 2018 to Sep 30, 2026, 30 periods

Income Statement · Annual · Millions · USD
Line item	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Total interest income	119	187	326	528	685	1,204	1,608	2,047
Total revenues	264	510	870	1,349	1,588	2,323	3,224	4,261
Net interest income	94	154	274	458	502	860	1,183	1,593
Provision for credit losses	78	105	66	255	332	461	617	797
Net interest income after provision	15	49	208	203	170	399	566	797
Selling, general and administrative	106	146	566	1,110	1,225	1,102	980	921
Operating income	(127)	(108)	(384)	(866)	(1,201)	(616)	(87)	417
Interest expense	26	32	53	70	183	344	425	454
Other non-operating income (expense)	7	(4)	(60)	141	212	100	149	76
Income before taxes	(120)	(112)	(443)	(725)	(989)	(516)	61	493
Income tax expense	0	0	(2)	(17)	(4)	2	9	(1,437)
Net income from continuing operations	(120)	(113)	(441)	(707)	(985)	(518)	52	1,930
Net income	(120)	(113)	(441)	(707)	(985)	(518)	52	1,930
Net income to common shareholders	(135)	(126)	(441)	(707)	–	–	–	–